Happy Rock Merchant Solutions provides the financial security that entrepreneurs need to thrive. Instead of relying on bankers or middlemen, you can trust Happy Rock to directly fund your business and spur the success that you deserve.

Created in the wake of the 2008 financial meltdown, Happy Rock Merchant Solutions is a true resource for small businesses who need help now more than ever. Happy Rock is a team of hardworking entrepreneurs just like you, and they know firsthand that building a business can feel daunting. That’s why Happy Rock has made sure to create a funding process that’s quick, simple, and efficient.

As long as you have operated your business for at least six months and you process over $25,000 per month in Visa, MasterCard, Amex and/or Discover credit/debit card receipts, you are eligible to apply for financing from Happy Rock Merchant Solutions. This criteria is not the case for banks or other third parties, which insist on painstaking accreditation processes, all while eating into your valuable time for weeks or even months. With Happy Rock, the company has created an alternative that lets you get the direct funding you need without wasting your time or resources — so that you can get back to focusing on what matters: the growth of your business.